Listed below are the commonly asked questions.  Click here for a full list of available products.
We’re here to ease your short term, urgent cash flow needs. So, if you’re short of cash due to an unexpected bill, emergency or an opportunity you would like take advantage of e.g a good deal on a car sale, electronics e.t.c. you can conveniently apply from the comfort of your home or office. 
  • Start the application process by getting an instant quote online anytime 24/7
  • Get a decision within 24 hours


  • You must live and work in Lagos.
  • You must be employed full time at your current job for at least 6 months.
  • Your Salary Account must be a current account

Get your instant online quote form the website and follow the instructions

How long does it take for my loan to get approved?

Loans are disbursed in as little as 24 -  48 hours (1 - 2 business days) - As soon as all documentation is submitted and are confirmed.
Documentation required includes:
  • Proof of employment
  • Guarantors forms where applicable.
  • Six months’ salary account statement .

Once you have read and accepted the loan agreement and also met all the conditions precedent to draw down, we will transfer the cash to any account of your choice.

                        Yes you can. However, this is at the discretion of the bank.

Yes, you can repay early without suffering any penalty. You can call any of the loan officers to get the amount to be paid once you are ready.

We want to make repaying as hassle free as possible. Your post-dated cheque will be paid on your salary date. 

Yes, you can apply to borrow again as long as you keep to our repayment terms.

As a responsible lender, we:

  • Assess every application on an individual basis using our credit guidelines.
  • Assess all applications carefully and only offer loans to people we think have met our lending criteria and never guarantee approvals.
  • However, you can be rest assured that if you meet our lending criteria as stated in the product feature, you stand a good chance of accessing the loan within 48 hours.